Unlimited 2% cash rewards — Cardholders earn unlimited 2% cash rewards on purchases, with no category or earning threshold for activation.
There are other cards that offer higher cash back rates in certain categories, and while they may be worth it, they require more effort. And they’re also often subject to a cap and limited to the purchases to which they apply. The Wells Fargo Active Cash® Card is perfect for anyone who wants an easy-to-use card that still offers great rewards: You’ll earn the best-in-class flat rewards on your purchases right away — with no limits. to jump.
$200 cash prizes welcome offer — New Wells Fargo Active Cash® cardholders can receive a welcome offer of $200 in cash rewards for spending just $500 in purchases in the first 3 months. Not only is it a very competitive sign-up bonus with no annual fee, it’s one of the things that sets this Wells Fargo credit card apart from other 2% back cards. We have yet to find another credit card with a 2% unlimited cash rewards signup bonus.
12 months 0% APR introductory offer from account opening — New cardholders can enjoy 0% intro APR on both new purchases and eligible balance transfers for a full 12 months from account opening. (After that period, a 19.49%, 24.49%, or 29.49% variable APR applies.) That’s a great offer, even when compared to cards marketed for only a 0% introductory APR. This means this card will allow you to avoid interest on purchases and balance transfers for an entire year!
Keep in mind that balance transfers need to be made within the first 120 days to qualify for lower interest rates and lower balance transfer fees.
No annual fee. — In many cases, higher rewards rates mean higher annual fees. Not with the Wells Fargo Active Cash® Card, which sports a $0 annual fee.
Cell phone protection — With a typical cell phone costing in the hundreds of dollars, it’s a good idea to have some type of insurance. With this Wells Fargo card, you can get up to $600 in cell phone protection by paying your cell phone bill with your card. Coverage is subject to a $25 deductible.