crossorigin="anonymous"> Tax deduction limit up to Rs.5 lakh; Carpet Area Parameter for Affordable Housing: Realtors’ Demand from Budget 2025 – Subrang Safar: Your Journey Through Colors, Fashion, and Lifestyle

Tax deduction limit up to Rs.5 lakh; Carpet Area Parameter for Affordable Housing: Realtors’ Demand from Budget 2025


Union Budget 2025: Real estate in the country is on the cusp of setting new records and house sales are on the rise in cities. According to ANAROCK Rock, the inventory pile is already dwindling and new projects are taking shape. “In the North, Delhi-NCR’s unsold inventory declined from around 2 lakh units at the end of Q1 2018 to around 86,420 units by the end of Q1 2024. Bangalore saw a 50% decline in the period, inventory increased by approx. 4X amid an increase in new supply,” said the ANAROCK report released in May last year.

As the Narendra Modi government prepares to present its second budget of its third term, realtors are optimistic about a favorable approach this time from Finance Minister Nirmala Sitharaman. Real estate players are expecting a number of changes in the existing provisions that will not only boost sales but also help homebuyers reap big benefits.

Manoj Gaur, President- CREDAI NCR and CMD, Gorus Group said that real estate mirrors the economic growth of the country in many ways and therefore needs to be given special attention. “We expect the government to reinvigorate India’s economic growth. One of the key demands of the sector is the rationalization of stamp duty, which has seen a significant increase in recent years and a huge burden on buyers. There is a financial burden,” he said.

Lack of affordable housing projects is another major concern not only in this sector but also for the states and central governments. Experts want the government to address the issue by reworking the parameters of affordable housing to reflect the current reality.

“Instead of focusing on the price range (given the price trends and land value variation from one town/city to another, the current range of Rs 40/45 lakh is too low), it emphasizes the carpet area. should be given, i.e. 60 sq. 90 in metro and non-metro cities to encourage real estate developers to give income tax exemptions Affordable housing projects can boost affordable housing and make the country ‘housing for all’. own can help accomplish the mission,” Gore said.

Another demand of the sector is to increase the income tax deduction limit under Section 80(C) to Rs 5 lakh from the existing Rs 1.5 lakh. “The tax deduction on housing loan interest should be increased to a maximum of Rs 5 lakh as it will provide substantial support to the middle class. Due to this, we predict that affordable housing will increase during the next fiscal. The demand will increase by at least 30 per cent this year,” said Aman Gupta, Director, RPS Group.

Manoj Goyal, director, Fortisia Realty, said that due to rising construction costs and heavy mobility costs, the increase in the CLSS subsidy limit could be something that affordable houses in the Rs 40 lakh segment. It is necessary to increase the demand.

Anurag Goyal, Director, Goyal Ganga Developments urged the government to resume the 100% tax exemption provided earlier on affordable housing projects.

Dr. Gautam Kanodia, founder of Kariva and Kanodia Group, urged the government to consider reducing GST on construction materials, which would significantly reduce project costs and facilitate new projects for developers. You will get the option to start.

Manik Malik, CFO, BPTP, said that policies promoting sustainable development, increased infrastructure can support economic growth while increasing demand for housing. “Furthermore, more real estate investment, particularly in the housing sector, can be encouraged by increasing capital gains benefits and creating greater flexibility in reinvestment norms,” ​​Malik said.

Experts also urged the government to make real estate an industry and establish a single-window clearance system, saying both are essential to streamline operations and drive sectoral growth.



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